The Supreme Court ruled today with a vote of 6-3, in favor of upholding federal subsidies for individuals who purchased health insurance coverage through a public Exchange, regardless of whether or not the State or Federal Government ran the Exchange. The...
Beginning January 1, 2016 the federal law requires that small group health plans, subject to community rating, are defined as 2-100 employees as stated in the Affordable Care Act. This expansion of the small group market is significant for fully...
On April 16th the Equal Employment Opportunity Commission, EEOC, released long awaited proposed rules on how the Americans with Disability Act, ADA, apply to employer wellness programs. Although there are some differences with the HIPAA regulations on employer...
In recent guidance provided by the IRS and the Department of Labor, questions have been brought to light on 2 related issues: how Section 125 cafeteria plan Flex Credits and how Cash-in-Lieu of Benefits may affect the calculation of “affordable” health...
Within the last couple of years there have been many changes to federal and many state laws dealing with marriage equality for same- sex spouses. The most recent federal change, effective March 27, 2015, revised the definition of spouse under the Family...
Employer Shared Responsibility Provision, a.k.a. “Pay or Play” The Internal Revenue Service (IRS) released the 2014 forms and instructions to be used in reporting health insurance coverage offered by applicable employers, and minimum essential coverage by...