by Geralyn Isler | June 26, 2015 | Employee Benefits
Today the Supreme Court announced that same-sex couples have a national right to marry. This historic 5-4 decision by the court removes the marriage restrictions that states like Kentucky and Ohio have had. With this ruling employers will need to review... by Jim Beatrice | June 25, 2015 | Employee Benefits, Health Care Reform, Recommended Articles
The Supreme Court ruled today with a vote of 6-3, in favor of upholding federal subsidies for individuals who purchased health insurance coverage through a public Exchange, regardless of whether or not the State or Federal Government ran the Exchange. The...April 24, 2015 | Employee Benefits, Health Care Reform
Beginning January 1, 2016 the federal law requires that small group health plans, subject to community rating, are defined as 2-100 employees as stated in the Affordable Care Act. This expansion of the small group market is significant for fully... by Geralyn Isler | April 22, 2015 | Employee Benefits, Wellness at Work
On April 16th the Equal Employment Opportunity Commission, EEOC, released long awaited proposed rules on how the Americans with Disability Act, ADA, apply to employer wellness programs. Although there are some differences with the HIPAA regulations on employer... by Geralyn Isler | April 6, 2015 | Employee Benefits, Health Care Reform
In recent guidance provided by the IRS and the Department of Labor, questions have been brought to light on 2 related issues: how Section 125 cafeteria plan Flex Credits and how Cash-in-Lieu of Benefits may affect the calculation of “affordable” health...April 2, 2015 | Health Care Reform
While everyone is focusing on health care reform on the Federal level there have been two major changes at the state level in Ohio, bringing the Ohio Law in line with the Federal law. 1. In July 2009 the Ohio state government passed legislation allowing older children... by Geralyn Isler | April 1, 2015 | Employee Benefits
Within the last couple of years there have been many changes to federal and many state laws dealing with marriage equality for same- sex spouses. The most recent federal change, effective March 27, 2015, revised the definition of spouse under the Family... by Jim Beatrice | March 30, 2015 | Insurance Company News
UnitedHealth expects to close a deal by fourth quarter worth $12.8 billion. Catamaran is currently the fourth largest pharmacy benefits manager in the U.S. After the deal UHC expects to fill more than a billion prescriptions, but still be ranked third... by Geralyn Isler | March 6, 2015 | Business Benefit News, Personal & Commercial Lines, Recommended Articles
Two highly respected insurance agencies are joining forces to go beyond insurance for their clients. Business Benefits has entered a joint venture with West Chester agency, RiskSOURCE Clark-Theders, to offer clients custom solutions that address their specific... by Geralyn Isler | February 10, 2015 | Employee Benefits, Employer Guidance, Health Care Reform, Recommended Articles
Employer Shared Responsibility Provision, a.k.a. “Pay or Play” The Internal Revenue Service (IRS) released the 2014 forms and instructions to be used in reporting health insurance coverage offered by applicable employers, and minimum essential coverage by...