The IRS announced the HSA limits for 2026. The new single maximum contribution limit is increasing to $4,400 and the family maximum is increasing to $8,750.
The 2026 HSA contributions, maximum out of pocket limits, and minimum deductible limits for High Deductible Health Plans (HDHPs) are listed below. Please reach out to your Business Benefit’s team for any questions.
HSA Contribution Threshold Amounts 2026: Single – $4,400 Family – $8,750
2025: Single – $4,300 Family – $8,550
Catch-up contributions if age 55 or older is an additional $1,000 dollars.
Deductible Minimum Limit 2026: Single – $1,700 Family – $3,400
2025: Single – $1,650 Family – $3,300
Maximum Out-of-Pocket Limit 2026: Single – $8,500 Family – $17,000
2025: Single– $8,300 Family – $16,600