Angel Carrier

Project Manager / Account Representative

Angel Carrier graduated from Northern Kentucky University and was initially exposed to employer benefits during her role as a Payroll/Benefits Coordinator for a large multi-location employer which has enabled her to provide valuable insight and assistance to Business Benefits’ clients and their employees. She began at Business Benefits in 2016 as an Account Representative, where she has been able to expand on her understanding of the group benefits industry, while forming strong relationships with carrier representatives and employers. In 2020, Angel transitioned into a Project Manager/Account Representative role allowing her to use her knowledge of the industry, experience in technology and dedication to customer service to enhance Business Benefits’ client experiences while continuing to assist with claims processing, billing issues, wellness initiatives and employee meetings. Angel’s attention to detail, strong work ethic and well-rounded background allows her to fit perfectly within the Business Benefits team.

Angel volunteers at her son’s middle school when opportunities arise. Angel was very active with Boy Scouts of America during her sons’ involvement with Boy Scouts. She served as Assistant Cub Scout Leader, Cub Scout Leader, Co-Committee Chair, Treasurer, Secretary and unofficial Assistant to the Cubmaster. Angel has also been President of the Boosters at her sons’ elementary school.

Articles by Angel

Employer Requirement – Creditable Coverage Notice Due October 15th

By Angel Carrier | Sep 15, 2022 | Employee Benefits, Employer Guidance, Medicare & Individual

Employers who provide prescription drug coverage to those who are or may become eligible for Medicare Part D, must notify both plan members and CMS on whether the coverage provided is deemed “creditable” or “non-creditable” per the Medicare Modernization Act (MMA) of 2003.  Creditable coverage means that the government considers the employer’s prescription drug coverage as good as or better than the Medicare drug benefit.  Often, insurance carriers provide notices that outline whether your plan(s) are creditable or not.  Many of the prescription copay plans are creditable, but often the High Deductible Health Plans (HDHP) are not.  Determinations are subject to change each year.

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Business Benefits is recognized as one of the largest and most respected agencies specializing in group insurance in Greater Cincinnati.