Entries for 'gisler'

As we approach cold and flu season, the nation and the economy are still combating the affects of the COVID-19 pandemic.  As with any public health issue, the insurance carriers work with and follow the guidance and protocols issued by the Centers for Disease Control and Prevention (CDC) as well as state and local public health departments in supporting the needs of members.   What to do if you have symptoms? The CDC and health care providers ask th... Read more
In a recent Notice the IRS announced the adjusted percentage that will be used to determine whether employees' share of their 2021 premiums are considered affordable for purposes of the employer mandate. Applicable Large Employers, for the 2021 plan year, will need to apply the threshold of 9.83% (up from 9.78% for 2020) to any of three "safe harbors": •             W-2 wages •   ... Read more
On May 4, 2020, the IRS and DOL issued a joint Notice extending various timelines that apply to COBRA elections and premium payments. The extensions are retroactive back to March 1, 2020. The extensions will be effective throughout the National Emergency and will end 60 days after the announced end of COVID-19 Outbreak Period and apply to the following areas:       COBRA Elections- COBRA continuation coverage must generally be elected by a qualified benef... Read more
Included in the Coronavirus Aid, Relief, and Economic Security (CARES) Act that was signed into law on March 27, 2020 is the restored ability to use HSAs, FSAs and some HRAs to purchase certain over- the- counter drugs and medications, like aspirin and other pain medications, allergy medication, etc., without a doctor’s prescription. For the first time, menstrual care products are also considered qualified medical expenses for payment or reimbursement with an HSA... Read more
Depression, anxiety, and other mental illnesses carry a workplace stigma that cause many employees to suffer in silence rather than to seek help. Many employees struggling with mental health issues have expressed anxiety about the possibility of losing their jobs due to productivity loss. One in five adults in the United States has a mental illness and have experienced symptoms at work, and according to a study done by the World Heath Organization, depression can be link... Read more
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