Entries for July 2019

On July 17, 2019 the IRS issued guidance expanding the preventive care benefits that can be provided by a high-deductible health plan (HDHP) and remain qualified for HSA eligibility. Ordinarily the HSA rules do not allow for preventive care for services or benefits intended to treat existing illnesses, injuries, or conditions. The new ruling allows for certain conditions to have coverage with no-deductible or below the HSA deductible limits. The Treasury Department and ... Read more
The government provides minimum coverage under original Medicare (Parts A & B).  Patients enrolled in Medicare alone are at risk for large medical bills with no maximum out-of-pocket protection for covered expenses.  One solution for protecting from these out-of-pocket expenses is to purchase additional insurance commonly referred to as “Medigap”, or a Medicare Supplement policy from a private carrier.  The chart below outlines the standard... Read more